Security Banks of Kansas City is not an average bank but rather one with strong community roots. SBKC has earned recognition and respect for its service and community support, personalized service, and commitment to the long-term satisfaction of its customers.
At a time when national banks and digital-only platforms have come to define the financial services industry, Security Bank of Kansas City remains a steadfast supporter of local communities and is committed to providing people and businesses with the products and services they need to thrive.
Established in the early 1900s, Security Bank of Kansas City has been serving the larger Kansas City metro for generations.
Originally formed to provide banking services to the local population, the bank has consistently expanded over time through organic growth and acquisition.
SBKC’s headquarters are in Kansas City, KS, but the bank also has locations in and serves customers from multiple places in both Kansas and Missouri. Its continued success is due to dedication to fiscal integrity, personalized service, and support for local economic growth.
Mission and Vision of Security Bank of Kansas City
Security Bank of Kansas City’s mission is to offer each of our communities “a better banking experience.” We do this by delivering personalized products and services that are both convenient and competitive.
The bank is committed to delivering the full range of quality banking services, focusing on ethical practices and customer-first values.
Its purpose is to serve the local community and help build the economic future for the area by adapting to the needs of the people and businesses it serves, while preserving the important personal relationships it has developed over the years.
Core Services Offered by Security Bank of Kansas City
At Security Bank of Kansas City, we offer a variety of checking accounts designed to meet a wide range of individual needs. These services target individuals, small and mid-sized businesses, and nonprofit organizations.
1. Personal Banking
SBKC offers many personal banking services, which include
- Checking Accounts: Many different checking options for different needs, such as free basic checking or checking that earns interest with added rewards.
- Savings Accounts: Options can include a regular savings account, money market account, and CDs with competitive interest rates.
- Online and Mobile Banking: Contemporary digital banking features provide customers the ability to bank as they prefer, when they prefer.
- Debit and Credit Cards: Secure, convenient card options with fraud protection, rewards, and mobile wallet compatibility.
2. Business Banking
Banking services for small to medium-sized businesses In business, your money should work for you.
- Business Checking and Savings: Accounts to help grow your business, all the while keeping it running.
- Business Loans: such as term loans, lines of credit, and equipment finance.
- Merchant Services: Helping businesses accept payment both smoothly and safely.
- Treasury Management: Maximize your cash flow with ACH services, remote deposit capture, wire transfers & more!
3. Lending Services
Whatever you’re borrowing for, SBKC can help with options like
- Home Loans: Choose from first and second mortgages and refinancing loans, with both fixed and adjustable rates, as well as FHA/VA loans.
- Home Equity Loans and Lines of Credit: Enabling members to use their home to assist with the financially challenging times.
- Auto Loans: New and used auto loan options.
4. Personal Loans for Any Purpose
5. Investment and Retirement Services
SBKC also provides investment and retirement planning services through its financial advisors. These include:
- Individual Retirement Accounts (IRAs)
- 401(k) Rollovers
- Mutual Funds and Annuities
- College Savings Plans
Technology and Innovation in Security Bank of Kansas City
At Security Bank of Kansas City, we believe that many of the things you do as a customer shouldn’t cost you anything. It has spent big money on digital banking channels to make them more customer-friendly and secure, like
1. Online Banking
Includes account balances, transfer funds, pay bills, and access statements.
2. Mobile app
Offerings include mobile check deposit, biometric login options, account alerts, and budgeting tools.
3. Zelle Integration
The easy way to send money to friends, family, and people you know and trust. Due to Zelle, the means of transferring money is at a minimum and is safe.
4. Security Levels
Two-factor authentication, instant fraud monitoring, and secure encryption levels.
Security Bank of Kansas City and Community Involvement
Community is everything to Security Bank of Kansas City. The bank plays an active role in community events, sponsors charitable events, and provides funding for educational programs. Among its community initiatives are
1. Financial Literacy Workshops
Providing courses about budgeting, credit, and homeownership.
2. Scholarship and Grant Funds
Helping local students and not-for-profits.
3. Volunteerism
Offering employees the opportunity to give back with volunteer hours and community projects.
4. Affordable Housing
Creating pathways to homeownership for low-income families by collaborating with U.S. municipalities and nonprofits.
Branch Network and Convenience
SBKC has a network of more than 40 branch locations throughout Kansas and Missouri for the convenience of its customers.
Logical positions for these branches are in communities, on business corners, and in malls to serve the daily requirements of the people.
Along with in-person banking, SBKC offers a large network of ATMs and surcharge-free access to MoneyPass ATMs across the country.
Customer Experience
Security Bank of Kansas City is known for its highly-rated customer service. Their employees are smart, accessible, and passionate about helping customers succeed. Unlike so many big banks, SBKC provides a personal touch, making banking relationships last.
Some examples customers often cite:
- Friendly, helpful staff
- Fast and easy loan processes
- Good communication and being straight up
- Prompt solution of banking problems
It’s also got overall high consumer satisfaction and loyalty reflected in its online reviews and testimonials, particularly from long-term customers who appreciate the bank’s community-centric approach.
SBKC and National Banks
National banks have a vast network and huge resources, but smaller community institutions, like SBKC, offer unique benefits:
SBKC does well in competing by providing the human touch of community banking, combined with the digital services that today’s consumers increasingly demand.
As with all financial organizations, Security Bank of Kansas City confronts ongoing pressures to meet shifting customer attitudes, regulatory requirements, and risk management. Yet the bank also enjoys distinct advantages:
The bank faces challenges, like
- Remaining Digitally Competitive: How to compete with fintechs and megabanks in technology innovation.
- Economic Swings: How to Navigate Rate Hikes and Recessions.
- Regulatory Adherence: Responding to the growing number of banking laws.
Opportunities:
- Growing Our Digital Business: Continued investment in AI, data-driven analytics, and mobile-first banking services.
- NextGen/Millennial Engagement: Providing features and resources designed for the younger generations.
- Green Banking Initiatives: Encouraging sustainability with paperless banking and ESG investments.
Future Outlook of Security Bank of Kansas City
We believe that Security Bank of Kansas City is poised for further growth. SBKC will succeed in a competitive financial market by adhering to its founding principles and by continuing to innovate.
The main strategic aspects for future development are
- Broadening its digital options without losing the personal touch.
- Deepening relationships with small business customers.
- Using data to enhance customer understanding and decision-making.
- Enhancing collaborations with community groups and schools.
Throughout its expansion, SBKC has stayed true to its community bank origins. It is a member of the Valley View Financial Group, a family-owned family of community banks.
Final Words
Security Bank of Kansas City is a real, better approach to banking, with the combination of personal service with robust banking solutions and community service continuing to be an essential factor in the bank’s reputation.
As the area’s preferred bank for both consumer and business banking relationships. So, if you’re looking to open a savings account or take out a loan for your first home,.
It is also very possible to expand your business, or for any unexpected home improvements, offer mortgage, loans, and savings products that are just right for you at Security Bank of Kansas City.
At a time when customers often feel like simply a number, SBKC shines because they treat every customer like family.
